Our advisors will discuss your requirements over the phone and will then complete a fact find which will determine whether you qualify. If you do, we will then confirm what mortgages are available and the associated fees in writing. Once you are happy to proceed then we can submit your application and get a decision from the bank. As we already know the banks criteria, we will only be sending applications that are likely to be agreed. Typically it will take around 8 - 12 weeks from our initial contact to when you receive your mortgage approval.