How Overseas Mortgages Work
for Foreign Nationals, Non-Residents and Foreign Income Clients
Working with you to realise your dream of buying a property Overseas
All income must be provable either by way of pay slips if you are employed or accounts if you are self-employed.
Like UK lenders, overseas lenders will have a maximum percentage that they will lend against a property value, this varies from lender to lender and country to country.
You will need a solicitor to carry out conveyancing on your behalf, it is extremely important to use a solicitor who is familiar with the country you are buying in and is independent.
It is important to get professional advice when borrowing overseas, to ensure you get the right product for your circumstances.
Outline Details Available
Spain
- Up to 70% LTV borrowing
- Rates starting from 4.50%
- Loans available from €50,000
Italy
- Up to 60% LTV borrowing
- Rates starting from 3.50%
- Loans available from €100,000
Plus....
- English Speakng Advisors
- Free Quote and Pre-Approval Service
- Our Help and Guidance from Start to End
- Access to wide range of lenders providing mortgages to non-residents
Mortgage Quote
Complete the simple enquiry form and we will be able to work out how much you can borrow and what it will cost you. This will help you budget for your purchase in Italy, both in terms of deposit needed and monthly outgoings.
Pre-Approval
The more in depth pre-qualification service will enable us to work out if you would be successful in applying for the mortgage. We will provide you with a non-binding quote outlining the bank's terms and conditions.