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Overseas Mortgage Broker - Specialists in Thai Mortgages

Overview of Overseas Mortgages in Thailand

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Rates Available From: 6.25%
Currencies Available: USD, SGD
Minimum Loan Amount: THB 2m
Minimum Property Value: THB 3m
Maximum Term: 20 years
Maximum LTV (Loan-Value) Ratio: 60%
Maximum DTI (Debt-Income) Ratio: 30%
Repayment Methods Available: Capital & Interest
Loan Purpose: Purchase
Loan Type: Holiday Home
Holiday Let
Main Residence
Buy to Let

When you complete our simple enquiry form, we will be able to work out how much you can borrow and it will help you budget for your purchase abroad. This quotation is totally free and confidential.

We also offer a more in depth pre-qualification service that will enable us to approach lenders on your behalf and obtain a non-binding agreement in principle for you.

What does this mean?

Loans in Thailand are available from THB 2m and the minimum value of the property (or purchase price) should be THB 3m.

Banks will lend over a maximum of 20 years and interest rates start from 6.25% p.a.

The maximum amount they would lend is 60% of the value or purchase price.

Lenders calculate affordability for the loan by stating that the maximum percentage of all loan repayments (including the new mortgage, current mortgage and other loans) should be 50% of your net income.

On top of the necessary 40% deposit, you should also plan for needing approximately an extra 1% of the purchase price for fees and taxes

Please feel free to use our mortgage calculator to see what your monthly payments may be.

Important Note: This information is designed to only give you an indication of what you may borrow and under what terms. It does not constitute any form of advice, nor does it imply that you will be able to borrow the amounts required. In all cases you should carry out a full Fact Find and obtain an agreement in principle from the lender. Please choose to either request a quote for a mortgage or complete the more comprehensive pre-qualification form to see if you already qualify for a mortgage