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Mortgage Product Overview for: Switzerland


Available Currencies: CHF, EUR
Variable Rates starting from: 1.02%
Fixed Rates starting from: 2.60%
Maximum Loan to Value (LTV) 80%
Maximum Term of Loan 15 years
Maximim Debt to Income Ratio (calculated on case-by-case basis) %
Minimum Loan Amount: CHF 500,000
Maximum Loan Amount: CHF 5,000,000
Minimum Property Value: CHF 625,000
Repayment Methods Available: Interest Only Capital and Interest
Loan Purposes: Purchase Remortgage Equity Release
Loan Types: Holiday Home Off Plan Stage Release
Self Build Buy to Let Tourist Resort
Main Residence Land Leaseback


What does all of this mean?

Loans in Switzerland are available from CHF 500,000 to CHF 5,000,000 and the minimum value of the property (or purchase price) should be CHF 625,000.

Banks will lend over a maximum of 15 years and interest rates start from 1.02% p.a.

The maximum amount they would lend is 80% of the value or purchase price.

Lenders calculate affordability for the loan by stating that the maximum percentage of all loan repayments (including the new mortgage, current mortgage and other loans) should be (calculated on case-by-case basis)% of your net income.

Please feel free to use our mortgage calculator to see what your monthly payments may be.

Important Note: This information is designed to only give you an indication of what you may borrow and under what terms. It does not consitiue any form of advice, nor does it imply that you will be able to borrow the amounts required. In all cases you should carry out a full Fact Find and obtain an agreement in principle from the lender. Click here to contact one of our advisors and request an overseas mortgage quote.