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Mortgage Product Overview for: Estonia


Available Currencies: EUR
Variable Rates starting from: 2.19%
Fixed Rates starting from: N/A
Maximum Loan to Value (LTV) 90%
Maximum Term of Loan 30 years
Maximim Debt to Income Ratio 40 %
Minimum Loan Amount: EUR 3,190
Maximum Loan Amount: EUR 1,000,000
Minimum Property Value: EUR 3,500
Repayment Methods Available: Interest Only Capital and Interest
Loan Purposes: Purchase Remortgage Equity Release
Loan Types: Holiday Home Off Plan Stage Release
Self Build Buy to Let Tourist Resort
Main Residence Land Leaseback


What does all of this mean?

Loans in Estonia are available from EUR 3,190 to EUR 1,000,000 and the minimum value of the property (or purchase price) should be EUR 3,500.

Banks will lend over a maximum of 30 years and interest rates start from 2.19% p.a.

The maximum amount they would lend is 90% of the value or purchase price.

Lenders calculate affordability for the loan by stating that the maximum percentage of all loan repayments (including the new mortgage, current mortgage and other loans) should be 40% of your net income.

Please feel free to use our mortgage calculator to see what your monthly payments may be.

Important Note: This information is designed to only give you an indication of what you may borrow and under what terms. It does not consitiue any form of advice, nor does it imply that you will be able to borrow the amounts required. In all cases you should carry out a full Fact Find and obtain an agreement in principle from the lender. Click here to contact one of our advisors and request an overseas mortgage quote.