Mortgage Product Overview for: France
| Variable Rates starting from: | 2.70% | ||
| Fixed Rates starting from: | 3.20% | ||
| Minimum Loan Amount: | € 21,500 | ||
| Maximum Loan Amount: | € 10,000,000 | ||
| Minimum Property Value: | € 27,000 | ||
| Maximum Term of Loan: | 30 years | ||
| Maximum Debt to Income Ratio: | 50 % | ||
| Maximum Loan to Value (LTV): | 85 % | ||
| Loans available in these currencies: | EUR, GBP | ||
| Repayment Methods Available: |
|
 Interest Only |
|
| Loan Purposes: | Purchase |
Remortgage |
Equity Release |
| Loan Types: | Holiday Home |
Off Plan |
 Stage Release |
| Self Build |
Buy to Let |
Tourist Resort |
|
| Main Residence |
Land |
Leaseback |
|
| Fractional |
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What does all of this mean?
Loans in France are available from EUR 21,500 to EUR 10,000,000 and the minimum value of the property (or purchase price) should be EUR 27,000.
Banks will lend over a maximum of 30 years and interest rates start from 2.70% p.a.
The maximum amount they would lend is 85% of the value or purchase price.
Lenders calculate affordability for the loan by stating that the maximum percentage of all loan repayments (including the new mortgage, current mortgage and other loans) should be 50% of your net income.
Please feel free to use our mortgage calculator to see what your monthly payments may be.
Important Note: This information is designed to only give you an indication of what you may borrow and under what terms. It does not consitiue any form of advice, nor does it imply that you will be able to borrow the amounts required. In all cases you should carry out a full Fact Find and obtain an agreement in principle from the lender. Click here to contact one of our advisors and request an overseas mortgage quote.